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First Time Buyers

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Understanding your mortgage options, getting beyond the jargon,  saving a deposit, exploring the wide range of deals available -   buying your first property can be a minefield!

The adventure begins

We’re here to help you take all the steps needed to climb on to the property ladder.

It’s such an exciting time buying your first property. We want you to enjoy the process, not feel stressed about it - so we’re here to guide you through all the steps you’ll need to take.

A helping hand

We appreciate just how daunting it can be, trying to sift through mortgage deals and work out your best option. Getting to grips with different deals – Fixed rate! Standard rate! Help to buy! Shared ownership! Guarantor mortgages! – the choice seems never-ending…

We can be a helping hand to ensure you pick the deal that’s right for you – and that gets you to where you want to be – enjoying life in your first home.

A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status.

The impact of not servicing monthly interest payments on a Life
time Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate.

For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made.

This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney.

This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

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Free Initial Consultation?

Would you like a free initial consultation to chat through your financial plans?

Then please leave your contact details and we’ll be in touch to arrange a time to meet over a coffee.

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